Travel Protection Policies vary by state and type of travel activities (such as adventure travel), and by the policy coverage selected. There are several insurance companies available, including those offered by the airline, cruise line, and tour company. At KaliKosmos Travel we offer insurance provided by Travelguard. Their policies usually cover Trip Cancellation, Trip Interruption, Emergency Medical and Emergency Evacuation/Repatriation, Trip Delay, Baggage Delay and more.
Most policies have a specific clause stating they do not cover events such as pandemics, especially when travel warnings are in place.
Please ask your advisor for details and pricing.