Is travel insurance really necessary?

Travel Protection plans are available and recommended to help protect you and your trip investment. Travel insurance covers the unexpected that can occur. However, in order to have maximum coverage, insurance policies need to be in place no later than 14 days from the date the first payment was applied to the trip. Insurance can be increased later if additional travel expenses are added.

Some countries now require proof of travel insurance that covers medical expenses when traveling. Also, some tour companies, especially those for expedition travel, require travel insurance that covers evacuation. Please verify if travel insurance is required for your travel type and/or destination.